I just found out that the credit score the consumer gets online is different that the one the lender receives. A lender told me that he doesn't look at the credit score that consumers get online, because it is different than the ones the lenders get. So, if you apply for, say, a home loan, the credit score you see online will be about 50 to 100 points lower on the score the lender gets. This is ridiculous! This will also show up on your credit report as a inquiry and negatively affect your credit! Why aren't the credit bureau... read full review »