unbelievable situation. As we are communicating with the pay-off dept. and they are giving me amount to pay, I make the payment with a certified check along with the payoff slip and they take the funds and split them up to apply towards a late fee charge which gives me a 900.00 balance on my principal which they are now applying additional interest to and to make matters worse the home is undergoing extensive rehab and we cant get h.owners on it so they force coverage on us for the face amount of 160, 000.00 which is twice the original amount... read full review »