They charge a fee now. For what you have to remind them to modify, to update, I should have a job with them. They told me payments are pro-rated and yet who are they pro-rated for? I asked about medical reimbursement was threatened by enforcement officer that if I didnt back down they could change payment arrangement and wipe away back-owed payments. They should never put locals in charge of taking care of the community they grew up in the associates always side with who they are related or graduated highschool and college. read full review »