I ordered this Horizon Gold card because I thought it was either MasterCard or Visa. I paid the initial fee of 79.95 and was waiting for the card to arrive when I found many unsatisfied customers of Horizon Gold, and decided to cancel the card. The services that they provide are not even worth paying for. They claim you get for free credit reports, roadside assistance, and cash advances, but in reality you have to pay extra for all of this. I called them and a lady said that since the account was open for 10 days, I would only get a... read full review »