I currently have three accounts in collections: two credit cards with whom I am fighting over usurious finance charges and what I consider to be illegal practices, and some medical bills that I am currently dealing with Medicaid about; I say they should have covered them and they seem to think otherwise. The total amount of this debt is pretty small, as debts go: maybe 1, 500 dollars, if that. But in the last six months I have received collection notices from no fewer than SEVEN different companies. Most of them seem to represent one of the credit cards, but the other two accounts appear to have been shuffled around as well. read full review »