The other day after receiving numerous calls from mic i decided to pic the phone up. tmrw im suppose to have a appt with them at 9. but after reading all the reviews from all u peoplke im seriously thinking that this is a huge scam and im not about to risk the house of my dreams by signing some goofy paper that they say i will have 3% rate. right now i have 5 and yes it sounded good about the 3 but like i said i have been reading review after review and as sson as im done writing this i am totally cancealing my appt. i want to thank all of u... read full review »