Provident Funding is a horrible mortgage insurance company to work with. I deeply regret refinancing with this company in 2010, lured by the appeal of a lower rate. Dealing with this company negates any benefit of having a lower rate. This company has held up paying my home owner's insurance premium because the company has lost or misfiled the copies of my insurance policy and invoice. It is unacceptable that this company is holding up my money, money I have paid to them, to pay my premium from my escrow account. I have had multiple... read full review »