Santander has taken on a sub-contract from HSBC as of the begining of 2010, we've(Deloris Young and Melvin Thomas) been paying off a loan since 2005. Our pay off date stood at Feb. 9, 2011. We are now being told we owe an additional two-thousand plus dollars, we've completed the seventy-two payments according to our original contract with HSBC, they still coming up with extra non-sense. please help!!! we are all spent out. Thanx 832-880-6243 cellular# read full review »