I paid off my loans years ago. Since then I cleaned out my files. Several days ago my sister received an overdue payment letter at my old address. Direct Loans claim I had an outstanding balance of $1350, interest of nearly $300 and collection payments of more than $400. They claim they have corresponded with my sister’s address. First they claimed ten times, later they said three times, however, they only sent a letter in this year followed by a further two. If I owed so much money, why didn’t they contact me sooner... read full review »