I'm a self-supporting student that has a part time job in a fast food restaurant and always looking for help from different sources to aid with my study. Last month I had a financial problem and it was my last resort to apply for a loan online. This really upset me when I found out that there was a charge of $124.95 coming from the loan I applied. Good thing I called them and I had spoke with their representative who told that the charge is coming from a bonus offer named top dog credit along with the loan application. They immediately file a refund and cancellation. Next time I'll be more careful. read full review »