If you are ever contacted by anyone from USA Credit, and they tell you that you are supposedly "pre-approved"; do not allow them access to your account numbers even your banks routing number(s). As a past victim of severe Identity Theft (I know for a fact), an "unsecured" credit line means there is "absolutely no fees, no deposit(s), no charge whatsoever. Any and all companies who charge a fee(s) for an "unsecured" line of credit is illegal and should be immediately turned over to your respective states Attorney... read full review »