We have an interest only loan with Wells Fargo. Our home has been 'under water' for the past two years and because of that we have been trying to get a loan modification. About a year ago we engaged EM Lynch Marketing and Associates of Scottsdale. The BBB shows that this is not the first complaint. We signed a contract with a money back guarantee for six months guaranteeing results in that period. After six months at their urging that they were very close to a result we signed another contract extending for an additional four month... read full review »