This is a major scam. Their policies and procedures are unethical and truly a rip-off. Buyers and investors beware. They claim to be saving people's debt situation or circumstance. However, it's how they pursue to obtain the money and use it. Basically, they try to get you to pay out $20, 000 to $50, 000 into this business. Then they use your money to negotiate with the creditors and the debtors with the money as a "shell-game". They also are using the " Better Business On-line Certification" as an endorsement of... read full review »