I owe for a final bill with Verizon on line. $45. Collections started calling. NOW they are calling my wife's family looking for me. leaving messages, they are trying to collect a dept. Its none of any family member business, therefore, is this legal for them to do so? I returned the call at the number they left me. I told them, I do not have the money right now. with that, the girl said she is noting the account of a " refuse payment". That is not what I said. Can you please help me. I am a senior citizen on SS. My wife does not... read full review »