I thought I was getting a cd to show me some different grants that were available, for $3.95 but instead, so far I have been charged $74.95 once last month and once this month. I did get one charge reversed and this one, I hope. The only thing to do is to cancel the membership online and hope it works. I called to phone number and it is just a bunch of foreigners that you cannot understand. Also, I will be putting a stop payment on my account so that no more charges can be made to my account. I would be interested in a class action lawsuit if more people are willing to join. read full review »