I heard of J Hass Group on Glenn Beck. (stop laughing) I was over $20, 000 in credit card debt, the cards were canceled over 11 years ago and I could not catch them up. The cards were charging 31 to 37% interest if you did the math. If you contacted them they would tell you it was 21%. Guess we are all supposed to be operating at a 3rd grade level. I had called one of the companies with a request to drop my interest so to allow me to make head way on the amount owed and the young lady I spoke with told me, and I quote " Even if the... read full review »