For over 35 year's I have done business with PCH even back then it was a letter entry form and my Mom was still alive . I will continue to purchase with them but they should date the payout info on the online form so you know that the form you are filling out does not have a chance for a year or two or less ! All my purchase's with them have met my needs but but honesty up front on dates should be easier to view on the on-line page. read full review »