I have been receiving harrassing phone calls from a man with a bad accent. He says his name is Raymond Scott and that he represents United Cash Services. He tells me that I'm going to jail if I don't pay 400 back to a loan company that he cannot name. He refuses to fax or email any documentation but he has my social security number and all of my information. I have reported him to the police. Be careful applying for loans and grants online! read full review »