Once upon a time I had a Providian credit card; I never went over limit; I never paid late or bounced checks; I always paid more than the minimum and NEVER had a problem. Providian was bought by Washington Mutual (WAMU) and same story and guess what, NO PROBLEMS. Chase buys WAMU; NOW WE HAVE PROBLEMS! They immediately reduced my credit line, jacked up my interest rate and tripled my minimum payment. I still continued to never pay late, go over limit, etc. I finally paid the statement off 100% (or so I thought). I knew depending on the... read full review »