Wow!! Wow!!...How this company is allowed to do business anywhere by any government is beyond my comprehension!! Where's that so called Credit Reform you ran on Mr. President? A $19.00 late charge fee on a $138.00 charge that is only 10 days late? ... Lets see!... $1.90 per day charge, multiplied by 365 days...that is a total of $693.50 a year fee on a $138.00 loan. that comes to the astronomical" rate of 503.6% . Al Capone did not charge these rates. Pity on the poor man who may be late on his payments with these... read full review »