I had been having constant problems with BOA since they bought MBNA, I had an auto pay scheduled for a specific date of the month, they took my money out for a while, then they abruptly change my due date, but instead of them taking the money out on the new due date they decided to say I was late, charge me late fees and instantly increased my APR to 29.99%, since I have two other MBNA cards, they increased the APR on all of them and cut my credit line even though Ihad never been late on any bill in twenty five years. They want me to get a... read full review »