My husband and I became members and paid all fees as required. My husband became ill in 2007 and was unable to work for some time. I worked two jobs so we could live. He passed away in May 2011. OAI did not care that I had lost my husband, the primary member, and was struggling to make ends meet. What money he left me was used to payoff our debts, these bottom feeders were paid the balance on the contract as well. I informed them that we had been paying and had not even been there in years! I also informed them that I was moving to Arkansa... read full review »