I advanced 11, 774 American Express membership points that are worth $117 on October 4, 2010 to buy gift cards in combination with my existing points. on March 5, 2011, I closed the account because I had moved my primary residence out of the US earlier. At that time, I still owed the company 10, 052 points. I would not have closed the account, or I would not have borrowed the points for that matter, if I had known how the company will deceive me. I later found out that the company charged me $251.30 for the remaining 10, 052 points. It i... read full review »