OK people here's how to deal with these bottom feeders if they contact you. 1) Never admit that you owe anything or give them any personal details. 2) Always ask for a verification of the alleged debt to be sent to you in writing stating the original lender, date of last payment and when they bought this debt. These are required by Federal law so that you can contact the original lender or dispute the debt. 3) When phoning the number they give you via their automated calling system advise the person who answers that the... read full review »