I was like alot of you, looking for a credit card, and not very good credit. I was on this site for a MasterCard, and I thought I would look into it. I initially filled out the app, but stopped when I saw the $99.95 fee, but 5 days later I received a letter form New Millenium Mastercard (They're the same company!!) approving me for a cadr for $300.00 deposit!! I then noticed the following on my bank account: 12/16/2008 Withdrawal AC-NEXT MILLENNIUM -ONLINE APP $99.95 The only thing I have on them, is what I was able to... read full review »