My case involved a company name YTB, I was constantly call and e-mail until i forward my $500.00 to YTB. after i received my package from the company and found out that i could not become a certified travel agency, i asked for my money back. They tried to bill my credit card for more money over the next two months. The upline person that had been calling and e-mailing me stop communicate with me. for one year i have been trying to get my money back. my recent effort from this came in an e-mail saying i did not file a refund within 5 days sorry... read full review »