Care credit said th ere's no charge for late fee according to the dental staff from the Dental Plus. She said " As long as you pay the premium for the month, they are not going to charge you so I accept my loan from them like $3000.00 + . What happened I got always a charge of late fee and change my premium of the higher amount as well as date so you can see I paid a lot of charges. I cannot do anything because they already doing my dental services. This is very unfair to me and the other customers that trusted the care credit company... read full review »