I found out thru the bank that our house was about to go into foreclosure sell in 3 weeks, because they had NOT received the papers they needed, which I had faxed to Mike Lopez at the Mortgage Modification Center of Stockton. I called Mike Lopez, who was supposed to be in charge of our modification, asking what was going on that the bank was saying this! No return call, I emailed him 2 times, no returned emails, just blissfully ignoring me! I finally emailed a letter to the owner, Cameron Pannabecker, nothing, nada, he totally ignored me... read full review »