When we first received our Lowe's VISA Card from CapitalOne, we signed up for AccountSecure to cover minimum payments on the credit card of there was a job loss or other circumstance that was beyond our control. We have consistently paid that amount every month for over 3 years, along with our payments - always on time. Our credit limit steadily went up. When the card changed from CapitalOne to GE Money Bank, the AccountSecure became Account Defender, which was supposed to be the same thing with no changes. This turned out not to be... read full review »