I was cold called by this company telling me they can help me reduce my credit card interest rates and debt without closing my accounts. They charged my credit card over $1800.00 telling me not to worry it will be taken care of in the settlement. I finally receive my paperwork and set up a phone appointment and am told I will have to close my accounts but that they can save me a minimum of $4000.00 and pay off the accounts in 3-5 years. After much back and forth conversations I have no resolutions, no formula to pay off the accounts and they... read full review »