THESE PEOPLE WITH AN ACCENT HAVE BEEN CALLING ME FOR 2 TO 3 MONTHS SAYING I TOOK OUT A LOAN. I DON'T EVEN HAVE A BANK ACCT OR CHECKING ACCT...THE GUY SAID THAT HE WAS GOING TO HAVE THE FBI COME INVESTIGATE ME. AND THE LOAN AMOUNT THE FIRST TIME WAS 500 DOLLARS AND SO MANY OTHER AMOUNTS. COULD NOT UNDERSTAND A WORD THEY WERE SAYING. WHAT HAPPENED WAS I WAS ALERTED BY EXPERIAN CREDIT REPORT...THEY SENT ME A LETTER SAYING THERE WAS UNUSUAL ACTIVITY ON MY CREDIT REPORT, SO NOW ALL THE PIECES OF THE PUZZLE FIT. I RECEIVED A CALL THIS MORNING... read full review »