I also applied for a loan with Havelocke Lending Group and ended up sending 1600.00 plus western union fees. The day I was to receive the loan, they said the lender backed out. I demanded my money back and continued to call and leave messages...I should have known better. I will consult a lawyer regarding this. I also have letters emailed to me stating that my loan was guaranteed...what a crock of bull... It's bad when you expect this loan and then you tell all your creditors you will pay them off...then you are stuck... read full review »