I HAVE BEEN WITH TMOBILE SINCE 2005. I HAVE BEEN PAYING A CELL PHONE INSURANCE PREMIUM OF ABOUT 5 DOLLARS A MONTH FOR ALL THAT TIME. RECENTLY I LOST A CELL PHONE, SO JUST SO I WOULD NOT BE WITHOUT A PHONE I STARTED USING AN OLD CELL PHONE I HAD. I TOOK ME A FEW DAYS TO REPORT MY PHONE LOST, AND WHEN I DID REPORT IT TO ASURION THEY REFUSED TO PROCESS MY CLAIM BECAUSE I DIDNT REMEMBER """EXACTLY"""" THE DAY I LOST MY PHONE. NOW, WITH THE AMOUNT OF MONEY I HAVE PAID THESE THIEVES IN 5 YEARS I COULD HAVE BOUGHT 5 CELL... read full review »