Dont set up a kwikpay account with nelnet. They ignore inschool deferrment and just go ahead and charge your account. Ignorant manager claims that since school was closed for winter hollydays I did not qualify for inschool for that time. Refused to return money. No apologies.Had to go to bank and file a dispute for the 4 months for which nelnet charged my account. Stay away from nelnet. Class action anyone? read full review »