their finance company is from India. When I called them, to tell them, I lost my job. They are all forgeiners. You can't understand them, and they can't understand you. I'm a american, and tax payer, and I have NO JOB. I want the job, that they have. They would not do anything for me, as far a lower interest rate. The min payment, for me, was $35.00. I could only send them $20.00. They charge me a late fee, and raised the interest rate. I was never late, but because I didn't send the whole min., they charged me more. I... read full review »