I am receiving a settlement offer for 50% off of a past due account, The thing is...The balance of said past due account, is actually a balance left over from the original settlement offer I accepted and paid in full! They are trying to settle on a paid account!!! I don't think so!!! It's completely Fraudulent. I reported this to FTC, and Florida State Attorney General (I'm a resident) and I will wait and see what happens but I plan to contact an attorney! Go to FTC.gov for great info!!! read full review »