A Dr. Ray Umar contacts you by email thanking you for your efforts of helping him in the past. He’s giving you a large sum of money as his token of appreciation and all you have to do is contact his secretary, Chukwu Mercy. It’s a scam. Below is the content of the email: Dear Friend, I am happy to inform you about my success in getting those funds transferred under the co-operation of a new partner from Paraguay. Presently I’m in Paraguay for investment projects with my own share of the money. Meanwhile, I... read full review »