Pnc bank charges overdrafts on (pending transactions) its a scam. Thet should only be allowed to charge a overdraft to posted transactions. They also hold the pending transaction longer so you will overdraft more think you have the money in your acct. They also make sure they take the biggest transaction first so you overdraft all of the smaller ones, it is out of sequence. So if you spent for example $20 on 7 debits cigs, pop, asprin ETC and then you see you don't have the money to cover the expence and put the money in the bank before... read full review »