I am Ronald Hudson, my wife Carolyn and I received a mailer from Sterling Mutual sometime in February of 2010 offering to get us a mortgage reduction if we were upside down on our current mortgage, which we were. We got an appointment and went to see them. On 3/2/2010 we gave them a check for $6000.00 and were told that if they were successful our mortgage would be reduced from approximately $240K down to approximately $135K based on the current value of our house. We were also told that if they were not able to get the reduction then we would... read full review »