A person calling saying he is from the U.S. Investigation Bureau Crime Division from a 786-345-1038 number. claiming to be an Officer Patrick Wilson, with a heavy indian accent. He says I owe SJM marketing a payday loan I supposedly took out on May 13, 2010. My bank statements do not show adeposit into my account on that date in the amount of $265.00.These people are harrassing me at work and at home. I would like for it to stop. read full review »