This is by far the worse insurance company I've ever had to deal with. I've had Blue Cross Blue Shield, Humana, Altius, Afflac and Assurant. With 3 children we have to have insurance. We had a $5000 maternity deductible and $10000 major medical deductible. After we met the $5000 maternity deductible we continued to receive bills unpaid by the insurance. We called Assurant and discovered that they considered the entire pregnancy and delivery ' high risk.' Because as the time of ultrasound 21 weeks, the umbilical cord wa... read full review »