i was searching for a very small payday loan, approx 200, and was led through the website and thought i was submitting my account info for said loan.I have unfortunately had to get online payday loans in the past but with reputable companies, having no service issues.this is Not one. BEWARE OF USACREDIT.My bank, wells fargo, (PROPS!!!)offered a credit of their $29 stop payment fee without my asking once i explained my sitch accompanied with the name of the company.the rep i spoke with was very familar with usacredit in light of past, very similar complaints. read full review »