Contacted and even had our insurance agent submit legal reports for replacemnet cost of the house and yet still they keep sendind letters and notices of them increasing the coverage and billing us hundreds of dollars for the increase in coverage, when its not even necessary. The house was purchaced for 134k 7yr ago. it is now worth 100k, covered for 225k, 100k left on mortgage and they are telling us to increase to 275k in coverage. Why, insurance companies use a service to estimate replacement cost and this house is at 180k. we have ample... read full review »