My wife has a debt that is in collections with this firm. We were on a payment plan with them and then we fell on some hard times and had to stop paying. Recently I tried to borrow some money to pay them and some other debts off. Since I was trying to figure out the least I could borrow and still get rid of debts, we called them and asked them what would our payoff be if we were to procure the funds to pay them off. They gave us the payoff amount and told us how long it was good for. We needless to say I was unable to borrow enough funds to... read full review »