THIS SO CALLED MORTGAGE COMPANY HAS NOT BEEN ABLE TO HELP ME OR NOT EVEN NEGOTIATE WITH ME MY LOAN MODIFICATION.. EVERYTIME I CALL THE OPERATOR IS VERY RUDE AND HALF OF THE CONVERSATION I DO NOT UNDERSTAND THERE ENGLISH.. IT SEEMS ALL OPERATORS HAVE A VERY HARD TIME SPEAKING ENGLISH. I HAVE BEEN IN MODIFICATION SINCE MAY 2008 AND AHMSI HAS NOT BEEN ABLE TO HELP ME... I AM SENDING THERE INFO TO CNN AND SEE IF MAYBE THEY ARE INTERESTED IN HELPING ME INVESTIGATE THIS SO CALLED COMPANY.. FOR ALL THAT ARE IN THE SAME SITUATION I STRONGLY ASK YOU TO DO THE SAME SO SOMEONE COULD LISTEN TO US AND HELP US NOT TO LOOSE OUR HOME. read full review »