I got a call from ADSI (Able Debt Settlement) in October to help me with my credit card debt. They gave me a plan and it seemed reasonable. They did not tell me the dangers of debt settlement and but said that all of my creditors would bend to the settlement because it wouldn't be worth it to them to pursue me any other way. Well it got really bad. I talked to someone about it about a month in. She told me to stick with it. I started getting letters from attorneys in my local area and just got a really sick feeling about this. I... read full review »