We applied for a Making Homes Affordable bank modification offered with govenment funded money back in early 2008 through Country Wide but Bank of America obtained the contract eventully. As of 2011 we are still awaiting some type of assistance. We had orginally lived in the home until late 2010 when we were finally forced to move for work opportunities. We had been given every excuse for denial while we lived in the home even one that my spouse was not working but did get unemployment yet to BAC that is not a true income. Most recently we are... read full review »