I bought Bristol West 1 year Auto Ins and made 2- 6 months payment each year At the end of 3 years I did not renew and bought from another co. In my 40 years of buying auto ins I never paid monthly (and so any carry over would have to be at least 1-6 month policy payment for the next policy year) At the end of each policy year I usually shop around for a better deal and then decide whether to move on or renew and I never had a problem doing so . I was shocked when a collection co. called about a passed payment for one month, claiming I owed... read full review »