I began a workers compensation leave 7/18/08 to have a number of orthopedic procedures that would allow me to regain the use of my mobile parts injured over the years as I also have a number of multiple chronic illnesses, the 2 issues clashed. Sedgwick CMS approved my first 2 years of LTD benefits, although not paying money as my workers comp ttd benefits exceeded the ltd, I remained eligible. As the workers comp injuries and my personal illnesses clashed I went into delayed recovery. In June 22/10 I was informed they would be beginning their... read full review »