Filed a claim for damage to porch 16 April 2011. Contacted by claims adjuster Craig Beck 18 April 2011. 18 April 2011 claimed denied by Craig Beck quoting exclusions in policy that does not cover foundation damage of any kind. No physical inspection of property. Deemed legal by the State of Ohio Department of Insurance. 24 April 2011 called Homesite a 1-866-960-8609, based on letter indicating rates had increased. Letterindicated the number listed is number to call to determine if rate increase is due to claims. Ashley Braid answered the... read full review »